Deposit working cash for free up to a daily cap. Larger street cash must be laundered with a fee, delay and FBI-heat seize risk.
How it works
- Free deposits are instant and have no fee, but only up to a daily cap that scales with your rank (UTC day). Withdrawals stay free and unlimited. Use Fill remaining to enter today's leftover quota; when the cap is used up the screen shows the countdown to 00:00 UTC.
- Passive bank interest is currently disabled.
- Money in the bank is protected from police confiscations. Only cash on hand can be lost at arrest.
- Transaction history shows all incoming and outgoing flows with timestamp, amount, transfer counterparty and optional descriptions.
- Money laundering: wash cash above the free daily cap into your bank with a fee and delay. Each wash has a minimum and maximum, shown on the bank screen. Higher FBI heat raises seize chance; success slightly lowers heat.
- Bank Robbery crime: succeeds at 30% and steals 10-30% of a random other player's bank balance. High Wanted Level risk.
- Transferring money to other players is possible. You can optionally add a description, and the recipient will also see it in transactions. Double-check both amount and recipient before confirming.
Tips
- Use the free daily deposit for small working cash so it is safe from confiscation.
- Launder larger street cash when you accept the fee and seize risk; lower heat is safer.
- Keep a small working capital as cash for direct expenses (bail, travel, tools).